Month: August 2024

Television commercials might lead you to believe that only a few insurance companies provide customizable policies. However, Anthony Lancaster Insurance Inc. offers policyholders in Memphis, TN, the ability to customize their motorcycle insurance policies using various add-ons. While the specific add-ons may vary across different insurance companies and underwriters, nearly all companies offer the most commonly sought options.

Customizing Your Coverage to Meet Your Needs

What purpose does an add-on serve? An insurance add-on, or scheduled coverage, adds coverage to the policy for a specific item. You can enhance your motorcycle insurance coverage by incorporating commonly used add-ons, including:

• Accessories coverage, which extends to any item not present on the bike during manufacturing, such as saddlebags, light bars, sissy bars, or luggage racks.
• OEM parts coverage, which pays for original parts from the manufacturer should your bike require repairs.
• Trailer coverage includes liability, collision, and comprehensive coverage in case you cause or sustain damage while transporting your motorcycle on a trailer.
• Personal effects coverage compensates for lost or damaged valuables you carry while using your motorcycle.
• Emergency roadside assistance provides 24/7 emergency response throughout the U.S. Whether you run out of fuel, encounter mechanical problems, require towing, or lose your keys.
• Trip interruption coverage refunds you if you must return home before completing your planned journey due to an accident, illness, or unexpected event.

Consult with your insurance agent for any other available add-on options.

How to Update Your Policy

At Anthony Lancaster Insurance Inc., we’ve simplified the process of updating your motorcycle insurance. Whether you reside in Nashville, Granville, Gatlinburg, Erwin, or Memphis, TN, give us a call. Provide us with your name and policy number to access your current policy. Inform us what you want to add to your policy, and we’ll update it accordingly. We will also inform you about your new monthly premium. Let your bike policy cater to your unique needs. Call us today!