When do I need to add my teen driver to my policy – when she gets her permit or when she gets her license?

You’ve done it – your child is old enough to start learning to drive! Maybe they’re excited, maybe they’re nervous, but one thing is for sure – you’re probably wondering when you need to add them to your car insurance policy. Do you add them when they get their permit or when they officially get their license?

Here are some thoughts from Anthony Lancaster Insurance Inc:

Adding Your Teen Driver To Your Policy: Permit vs. License

In Memphis, TN, you are not required by law to have your teen driver added to your policy until they actually get their license – but that doesn’t mean you shouldn’t add them as soon as they get their permit! By adding them to your policy early, you can build up their driving record and start receiving the Good Student Discount if they have a "B" average or above in school.

Some companies will automatically add your teen driver to your policy once they receive their permit, so it’s always a good idea to check with your provider about their specific policies. And of course, if you have any questions about car insurance in general or want help finding the best deal for your family, our team is always happy to chat!

Contact Us Today

In Memphis, TN, you aren’t legally required to add your teen driver until they receive their license, but you may want to add them once they receive their permit. The best way to figure out what’s right for you and your family is to contact Anthony Lancaster Insurance Inc. We’ll help you sort it all out!